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BIP-77

Async Payjoin.

Draft

Would let a payer and receiver build a joint Payjoin payment without both needing to be online at the same time.

The first Payjoin version needed the receiver to run a secure web server, with both sides online at once. This version passes encrypted messages through a go-between server that cannot read them or link them to users' internet addresses. Payjoin mixes both people's coins in one payment, helping privacy and saving fees.

Read BIP-77 in full on GitHubAll BIPs